海外资讯|电子抵押贷款的时代终于到来

2023-05-10 14:56:27

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01

DiversyFund正在发售首支“不收费”的房地产收益基金

DiversyFund 是一家迅速成长的网上房地产投资平台,公司今天对外宣布了有史以来首支“不收费”的房地产基金。这样一来,投资者能够投资于分散化的房地产债务组合,以获得被动收益。这只基金自2013年3月发行以来,表现颇佳,年平均净回报率达到了11.4%,这是华尔街基金业绩中少有的记录。这只基金每季度对投资者进行分红,基金的最低投资限额为1万美元。


【原文详情】

DiversyFund, Inc., a fast growing, online real estate investment platform, announced the first ever “no fee” real estate debt fund to investors today. With the Fund, investors gain the ability to invest in a diversified portfolio of real estate debt investments that target risk-adjusted returns and generate passive income.


The Fund already has an impressive four-year track record since its launch in March 2013, posting an average annualized net return of 11.4% since inception through Q1 2017, a track record that few Wall Street funds have been able to match. The Fund makes quarterly distributions of interest income to its investors.  The minimum investment amount is $10,000. 


02

 Behalf公司与FinWise银行合作来提供小额商业贷款

Behalf是一家快速成长的商业信贷平台,今天公司宣布了与FinWise银行的合作。公司成立于2013年,是一家为买卖双方提供商业往来便利的融资平台。在数据和技术的驱动下,Behalf允许商业伙伴销售的时候为商业客户提供实时的信用和灵活的支付条款。一旦获得批准,客户可以使用他们的信用额度来为几乎任何的供应商提供资金。


【原文详情】

Behalf, a rapidly growing on-demand commercial credit platform, today announced its partnership with FinWise Bank.


Operating since 2013, Behalf is an alternative financing provider that facilitates commerce between business buyers and sellers. Driven by data and technology, Behalf allows merchant partners to offer business customers instant credit and flexible payment terms at the point of sale. Once approved, Behalf customers can use their credit line to fund purchases with virtually any vendor.


03

电子抵押贷款的时代终于到来

一家总部位于密歇根的贷款公司United Wholesale Mortgage最近获得了媒体的广泛关注,因为在7月下旬,一对芝加哥夫妇通过电脑操作完成了重新抵押贷款的全过程,公司称这是有史以来第一次真正的电子抵押贷款。8月9日的华尔街日报提到,一名公证人被远程打上了电子签名,而不必出现在这对夫妇的家中。


【原文详情】

The Michigan-based lender United Wholesale Mortgage recently received much media attention for rolling out what it claimed to be the first-ever truly digital mortgage after a Chicago couple in late July completed the entire process of refinancing their mortgage from a computer.


What was supposedly newsworthy about this event — worthy to be featured in an Aug. 9 article in the Wall Street Journal — was that a notary was remotely patched in for the e-signing, and didn’t have to be present in the couple’s home.


04

Zopa对受技术故障影响的投资者进行补偿

Zopa公司称技术问题现已得到解决,Zopa将会对投资者的支付额和所购买贷款的实际价值之间的差额进行补偿。


【原文详情】

The technical issue has now been fixed and Zopa will be refunding impacted investors the difference between the amount paid and the true value of the loans purchased.



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